Privacy Policy

Last updated: January 1, 2026

Your Privacy Matters

TotalCalculator is committed to protecting your privacy and maintaining transparency in our data practices. This comprehensive policy explains our practices regarding the collection, use, disclosure, and safeguarding of information in full compliance with GDPR (General Data Protection Regulation), CCPA (California Consumer Privacy Act), and other international privacy regulations. We believe in empowering users with clear information about their data rights and our privacy practices.

1. Introduction

TotalCalculator ("we," "us," or "our") operates a web-based platform providing free calculation tools across multiple domains including finance, science, health, and education. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

By accessing or using TotalCalculator, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access or use our services.

2. Information We Collect

2.1 Calculator Data

All calculations are performed entirely in your browser. We do NOT collect, store, or transmit any data you enter into our calculators. This includes but is not limited to:

Financial figures (loan amounts, interest rates, income, etc.)
Personal information entered into calculators
Calculation results or outputs
Any sensitive or personally identifiable information entered into calculator fields

Your calculation data remains private and local to your device at all times.

2.2 Automatically Collected Information

When you visit our website, we may automatically collect certain technical information:

Device Information: Browser type, operating system, device type, screen resolution
Usage Data: Pages visited, time spent on pages, click patterns, referring URLs
IP Address: Anonymized IP address for geographic analytics (country/region level only)
Cookies and Tracking Technologies: As described in Section 4 below

2.3 Voluntarily Provided Information

We collect information you provide directly to us when you:

Contact Us: Name, email address, message content when using our contact form
Newsletter Subscription: Email address if you opt-in to receive updates
Feedback Submissions: Any information you choose to share in feedback or surveys

2.4 Embedded Calculator Usage

When our calculators are embedded on third-party websites, we do NOT collect calculation data. However, we may collect anonymized analytics about calculator usage patterns to improve our services.

3. How We Use Your Information

We use collected information for the following purposes:

Service Operation: To provide, maintain, and improve our calculator tools
User Support: To respond to inquiries, support requests, and feedback
Analytics: To understand usage patterns and optimize user experience
Communication: To send service-related announcements and updates (if opted-in)
Legal Compliance: To comply with applicable laws and regulations
Security: To detect, prevent, and address technical issues and security threats

We will NEVER:

Sell your personal information to third parties
Share your calculation data (as we don't collect it)
Use your data for purposes not disclosed in this policy

4. Cookies and Tracking Technologies

4.1 Types of Cookies We Use

Essential Cookies:

Required for basic site functionality including:

Country selection preference (localStorage)
Session management
Security features

Analytics Cookies (Google Analytics):

Track page views and user interactions
IP anonymization enabled by default
Data retention limited to 26 months
Used solely for improving user experience

Advertising Cookies (Google AdSense):

Display relevant advertisements to support free access
May collect browsing behavior across websites
Subject to Google's advertising policies and privacy controls

4.2 Managing Cookies

You can control cookies through:

Browser Settings: Most browsers allow you to refuse or delete cookies
Google Ad Settings: https://adssettings.google.com
Google Analytics Opt-out: Browser Add-on
Do Not Track (DNT): We honor DNT signals when possible

Note: Disabling essential cookies may affect site functionality.

5. Third-Party Services

5.1 Google Analytics

We use Google Analytics to analyze website traffic and usage patterns. Google Analytics uses cookies to collect data anonymously. Data collected is processed according to Google's Privacy Policy. Learn more: Google Privacy Policy

5.2 Google AdSense

We display advertisements through Google AdSense to keep our services free. Google uses cookies to show personalized ads based on your browsing history. You can opt out of personalized advertising at: https://adssettings.google.com

For EU/EEA Users: We serve non-personalized ads by default to comply with GDPR. Personalized ads require explicit consent.

5.3 Web3Forms (Contact Form)

Contact form submissions are processed through Web3Forms. Your name, email, and message are transmitted securely and stored temporarily for communication purposes only. Learn more: Web3Forms Privacy

6. Data Security

We implement appropriate technical and organizational security measures to protect your information:

Encryption: All data transmitted uses HTTPS/TLS encryption
Access Controls: Limited access to personal data on a need-to-know basis
Regular Audits: Periodic security assessments and updates
Third-Party Compliance: Our service providers maintain industry-standard security

However, no method of transmission over the Internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

7. Data Retention

Contact Form Data: Retained for up to 2 years or until inquiry resolution
Newsletter Subscriptions: Until you unsubscribe
Analytics Data: Anonymized data retained for 26 months (Google Analytics default)
Calculator Data: Not collected or retained (remains in your browser only)

8. Your Privacy Rights

8.1 General Rights (All Users)

Access: Request information about data we hold about you
Correction: Request correction of inaccurate information
Deletion: Request deletion of your personal information
Opt-Out: Unsubscribe from marketing communications

8.2 GDPR Rights (EU/EEA Users)

Under the General Data Protection Regulation (GDPR), you have additional rights:

Right to Portability: Receive your data in a machine-readable format
Right to Restriction: Limit how we process your data
Right to Object: Object to processing based on legitimate interests
Right to Withdraw Consent: Withdraw consent for data processing at any time
Right to Lodge a Complaint: File a complaint with your local supervisory authority

8.3 CCPA Rights (California Residents)

Under the California Consumer Privacy Act (CCPA), California residents have the right to:

Know what personal information is collected, used, shared, or sold
Delete personal information held by businesses
Opt-out of the sale of personal information (Note: We do not sell personal information)
Non-discrimination for exercising CCPA rights

8.4 How to Exercise Your Rights

To exercise any of these rights, please contact us at support@totalcalculator.pro. We will respond to your request within 30 days (or as required by applicable law).

9. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws different from your jurisdiction.

When we transfer data internationally, we ensure appropriate safeguards are in place through:

Standard Contractual Clauses (SCCs) approved by regulatory authorities
Service providers compliant with international privacy frameworks
Encryption and secure data transfer protocols

10. Children's Privacy (COPPA Compliance)

Our services are not directed to children under the age of 13 (or 16 in the EU). We do not knowingly collect personal information from children under these ages.

If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately at support@totalcalculator.pro, and we will delete such information from our systems.

11. Email Communications

11.1 Newsletter Subscriptions

If you subscribe to our newsletter, we will use your email address to send periodic updates about new calculators, features, and service announcements.

Opt-In: You must explicitly consent to receive newsletters
Opt-Out: Unsubscribe links are included in every email
Frequency: We will not send excessive emails (typically monthly)

11.2 Transactional Emails

We may send service-related emails (e.g., contact form confirmations, security alerts) which are necessary for service operation and cannot be opted out of.

12. Do Not Track Signals

Some browsers offer a "Do Not Track" (DNT) feature that signals websites you visit that you do not want your online activity tracked. We respect DNT signals and will limit tracking when DNT is enabled, where technically feasible.

13. California Online Privacy Protection Act (CalOPPA)

According to CalOPPA, we agree to the following:

Users can visit our site anonymously
This Privacy Policy link is easily accessible from our homepage
Privacy Policy changes are announced on this page
Users can change their personal information by contacting us

14. Links to Third-Party Websites

Our website may contain links to third-party websites that are not operated by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites.

We strongly advise you to review the Privacy Policy of every site you visit.

15. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors.

Notice of Changes:

Updates will be posted on this page with a new "Last updated" date
Material changes will be prominently announced on our website
For significant changes, we may notify users via email (if we have your email)

Your continued use of our services after changes are posted constitutes acceptance of the updated policy.

16. Legal Basis for Processing (GDPR)

For EU/EEA users, we process your personal data under the following legal bases:

Consent: When you opt-in to newsletters or contact us voluntarily
Legitimate Interests: For analytics and service improvement
Legal Obligation: To comply with applicable laws and regulations
Contractual Necessity: To provide the services you request

17. Data Protection Officer

For privacy-related inquiries, you can contact our Data Protection team at:

Email: support@totalcalculator.pro
Subject Line: "Privacy Request" or "Data Protection Inquiry"

18. Disclaimer of Liability

While we implement reasonable security measures, we cannot guarantee that unauthorized access, hacking, data loss, or other breaches will never occur. We disclaim liability for any such incidents to the fullest extent permitted by law.

In the event of a data breach affecting your personal information, we will notify you and relevant authorities as required by applicable law.

19. Governing Law

This Privacy Policy is governed by and construed in accordance with applicable international privacy laws including but not limited to GDPR (EU), CCPA (California), and other regional regulations.

20. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

Email: support@totalcalculator.pro
Website: https://www.totalcalculator.pro

We will respond to all legitimate requests within 30 days or as required by applicable law.

Your Trust Is Important to Us

We are committed to transparency and protecting your privacy. This policy is designed to comply with global privacy regulations while keeping our services free and accessible. If you have any concerns or suggestions, we encourage you to reach out to us.